When shopping for your dream car do you take the cost of insurance into consideration? The highway Loss Data Institute deals with the cost to insurance companies from collisions injury and theft claims. Facts like four door cars having a 93% less chance of having an insurance claim compared to the same two door models. The cost of repairing or replacing a more expensive vehicle means a higher premium. A vehicle that has a better rating for injury protection will cost less to insure. Certain cars are more at risk to be stolen, therefore have higher premiums. When shopping for a new or newer car take all these factors into consideration.

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