Now that you’ve chosen and purchased your auto insurance policy, you may be wondering how to use it. Hopefully, you will never need to use it, but considering the number of cell-phone-using, make-up-applying, texting, children-managing and new drivers there are on the road these days, chances are, you’ll be using it. Until then, be grateful you’re covered and continue paying for your policy.
Using your auto insurance is really only necessary when damage has been done to your vehicle. This can happen while your vehicle is moving or stationary and usually involves another moving or stationary vehicle or object. After the collision occurs and injuries are assessed and cared for, a traffic officer will request a few items. Along with your driver’s license and registration, you will need to provide your proof of auto insurance. Usually this is a card that is sent to you by your auto insurance company, stating that they agree to insure you for a marked period of time. In many states, failure to provide proof of insurance results in expensive consequences. To be safe, always carry this card in your glove compartment or other safe place within your vehicle.
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