There are a lot of Moped/Scooter Insurance providers and it is important that you find a discount insurance company that provides you cheap low cost scooter insurance. You want to search for a insurance that is cheap but you also need to have a policy that will cover you in the event that you have an accident and need to go to the hospital. Having insurance when you are driving a scooter is very important because as with a motorcycle it is the law that you have coverage. You also want to make sure that if you are in an accident and it is your fault then you have enough coverage to pay for the other persons injuries.