Most folks who buy mopeds never buy insurance for them. Perhaps, they figure that if someone steals it they’ll just get a new one and their insurance is buying a really good lock. Yes, well I have one of those too, I certainly do not want my customized scooter stolen, it is fun to ride, cheap on gas and when I drive it I feel as though I am helping the United States of America break her addiction to Middle Eastern Foreign Oil. As a proud citizen that is the least I can do.